Property Wealth Planning

Dear HDB Owners,

Do You Know That You Are Sitting On A Gold Mine Which Can Unlock An Early Retirement With Passive Income?

Do You Know That You Are Sitting On A Gold Mine Which Can Unlock An Early Retirement With Passive Income?

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4 Reasons Why People Still Buy When The Price PSF Is So High

High price PSF is the norm for new launches. Why are so many people still buying? Is PSF the only determining factor when buying a property? What other important factors should we take into consideration?

Investment Property: 6 Reasons Why New Launch Is Better Than Resale

New launch versus resale: which is a better investment property? In this article, we explore 6 reasons, based on empirical data, why the new launch is a better choice.

5 Blindspots When Selling Your HDB

Selling your HDB flat may not be as straightforward as you think, especially when you are selling to buy another property. Watch out for these 5 blind spots when selling your HDB flat because they can be costly.

Sell One Buy Two

Why the hype about Sell-One-Buy-Two? It is important to understand the underlying reasons for adopting this strategy to build your property portfolio. There are some caveats for this to work in a safe way.

Property Glut: Misconception Debunked

Today many buyers are waiting on the sideline, waiting for property prices to drop because they perceive that there is an oversupply. Using the simple economic theory of supply and demand, NOW is the best time to buy.

Is Your HDB Flat A “Retirement Asset”?

Since 2013, HDB resale flat prices have declined. With continual concern over the diminishing lease tenure, the downward trend will likely continue. Can you still count on your HDB flat as a “retirement asset”?

11 Questions to Ask Yourself Before Upgrading to a Private Property

It’s the Singaporean dream to own and live in a private property. But before you do that, there are 11 questions you need to ask yourself

 

How To Choose A Worth New Launch and Unit?

With more than 60 new condo launch this year, homebuyers are spoiled with choices when it comes to choosing their dream abode and investment home. What are your considerations when it comes to buying one of the highest priced assets in your life?

How Is The Draft Master Plan 2019 Affecting Bukit Timah Properties and its Residents?

Thanks to the latest Master Plan unveiled by URA, Bukit Timah and many parts of Singapore will be going through revitalisation and transformation to make Singapore a great place to live in. What are the implications of these plans?

More Blog Articles

With just a household income of $7K and upwards, many homeowners have UPGRADED to private properties without touching their savings.

Those with $10K income and upwards have even started owning PASSIVE INCOME generating investment properties.

Would you want to be like them?

With just a household income of $7K and upwards, many homeowners have UPGRADED to private properties without touching their savings.

Those with $10K income and upwards have even started owning PASSIVE INCOME generating investment properties.

Would you want to be like them?

Have You Ever Wondered?

  • When you can upgrade?
  • How much income you need to afford it?
  • If upgrading is only for the rich?

What if i tell you that you are not alone?

Many HDB owners earning $7K and above have approached me before with similar concerns. It is not new and i see many in their 20-40s especially, needing assistance in this area.

With my clear and fact based insights and step-by-step Property Wealth Planning™ strategies, they have since upgraded comfortably to private properties, created passive income streams and have a clear investment road map for the next 5 to 10 years.

Have You Ever Wondered?

  • When you can upgrade?
  • How much income you need to afford it?
  • If upgrading is only for the rich?

What if i tell you that you are not alone?

Many HDB owners earning $7k and above have approached me before with similar concerns. It is not new and I see many in their 20-40s especially, needing assistance in this area.

With my clear and fact-based insights and step-by-step Property Wealth Planning™ strategies, they have since upgraded comfortably to private properties, created passive income streams and have a clear investment roadmap for the next 5 to 10 years.

How would it change your life if you could do the same?

 

Financial freedom and a comfortable retirement is possible for those who know how.

What you do today can have massive ripple effects on your FINANCIAL FUTURE.

Let’s meet up for a FREE and NON- OBLIGATORY consultation session.

Property Wealth Planning


Property Wealth Planning (PWP)™ has been helping property owners like you increase their wealth accumulation capabilities and plan for their financial future.

Join thousands of property owners who have benefited from the low-risk and systematic investment plans that PWP provides.

Retire Financially Free.

Register for a 1-time FREE and non-obligatory consultation. For a limited period only.

During my sharing session, I will cover with you:

Property Wealth Planning

Property Wealth Plan™

A conservative and achievable plan to help you accumulate wealth quicker.

sell hdb

Financial Analysis

An in-depth analysis of your financial position and upgrading choices.

make money from property

Funding Requirements

A report of all funds required for stamp duties, legal costs and miscellaneous fees

make money from property

Investment Analysis Method

A proven analysis method to filter the options in the market and determine the right property for you.

make money from property

Investment Road Map

Plan ahead for the next 10 years with actionable steps at each phase.

sell hdb

Strategies & Techniques

Real-life strategies that I have used to help clients multiply their property portfolios.

During my sharing session, I will cover with you:

Property Wealth Planning

Property Wealth Plan™

A conservative and achievable plan to help you accumulate wealth quicker.

sell hdb

Financial Analysis

An in-depth analysis of your financial position and upgrading choices.

make money from property

Funding Requirements

A report of all funds required for stamp duties, legal costs and miscellaneous fees

make money from property

Investment Analysis Method

A proven analysis method to filter the options in the market and determine the right property for you.

make money from property

Investment Road Map

Plan ahead for the next 10 years with actionable steps at each phase.

sell hdb

Strategies & Techniques

Real-life strategies that I have used to help clients multiply their property portfolios.

Property Wealth Planning

Real Life Case Study #1
(HDB Owner)

Mr and Mrs Lim, both 34 years old, were owners of a 4 room HDB flat. They sought me out to sell their HDB to buy a resale Executive Maisonette.

Upgrade to condo

Upgrade to condo

Property Wealth Planning™

After walking through a detailed financial analysis with them, I recommended them methods to help them accumulate wealth without just relying on their income.

Make Money Work For Them

By using low risk and proven Property Wealth Planning™ strategies, they have since upgraded to a condominium without touching any of their savings and even have $200k set aside in a rainy day fund.

With my systematic investment road map, they even managed to own an investment property 6 months later.

sell hdb

Property Wealth Planning

Real Life Case Study #2

(Condominium Owner)

Mr and Mrs Chai, with a combined income of $9K, sought my advice for selling their older 2 room condominium to upgrade to a newer 3 room condominium.

Upgrade to condo

buy condo

Property Wealth Planning™

After detailed analysing, we found that they could achieve more than an upgrade. Today, they own not 1, but 2 condominiums and yet have $300K cash set aside in a rainy day fund.

Smart Strategies Backed by Research

By using low risk and systematic Property Wealth Planning strategies, they are now paying lesser installments than if they had just upgraded to a 3 room condominium.

And this is possible through the rental income from their investment property.

Upgrade to condo

But I have almost fully paid up my HDB. Why should I upgrade?

Upgrade to condo

If you are like most Singapore HDB Owners today, you are probably servicing your loan using your CPF.

Upgrade to condo

You might even believe that it is best to pay off the loan as soon as possible.

Upgrade to condo

My facts-based research shows how it impacts your financial goals & the potential huge difference PWP™ makes in your retirement funds.

The Right Method in Using Your CPF Can Make or Break Your Financial Future

Locking your CPF funds in your HDB flat is eating away at your wealth.

With your CPF dumped into your HDB flat, you:

CPF HDB

Lose the 2.5% interest or more you earn from leaving it inside CPF.

Upgrade to condo

Incur accrued interest of 2.5% that you need to pay back when you eventually sell.

CPF HDB

5% is TAKEN AWAY from your cash proceeds year after year when you sell.

Example:

If $200,000 CPF funds was used to pay for your HDB, at the end of 5 years, you lose $26,600 in interest earnings.

In addition to that, if you sell your HDB after 5 years, you would have to return $226,600 to CPF instead of the $200,000 used earlier on. This means you receive $26,600 less cash proceeds from your total sales proceeds.

To summarize, the longer you hold on to a HDB flat paid using CPF funds, the less interest you earn AND less cash proceeds you will receive.

Is this outcome preventable? Arrange a non-obligatory consultation with me to find out!

Property investment

New Financial Possibilities Await You

Due to a lack of understanding, many clients assume that their dream properties are out of their reach due to worries like age, income, risks etc.

As a Property Wealth Planner™, i provide rigorously researched analysis to lower your risks and creative solutions customized for you.

Sadly, some clients have missed their chance and wished I was there to advise them in the past.

Will you want to have the same regrets when you look back 10 years down the road? I certainly hope not.

make money from property

 

With Property Wealth Planning™ strategies and a guided investment road map from me, you can:

Property investment

Achieve Financial Freedom

Start working towards a financially free future.

Property investment

Grow Your Property Portfolio

With safe and proven property wealth planning™ insights and a systematic road map.

Property investment

Generate Passive Income

With minimal or zero additional financial commitment.

make money from property

Maintain Rainy Day Reserves

A healthy and financially prudent cash reserve set aside for rainy days.

Property restructuring

Retire Earlier Safely

With a secure financial safety net that provides your family peace of mind.

YOU DESERVE A MUCH BETTER LIFE

 

At this point, you can give up and continue what you are doing but let’s be frank, you won’t still be reading if that’s what you wanted.

All I ask now is for 1 hour of your time. That’s it.

After an hour, you can choose to either walk away or ……

TRANSFORM YOUR LIFE FOR THE BETTER.

As an investor myself and with FIELD-TESTED and PROVEN Property Wealth Planning™ strategies, I will guide you step by step to UPGRADE and make your property work for you instead.

This 1 hour might

CHANGE YOUR LIFE.

Get a limited period 1-time FREE consultation where I will share with you how I have helped many clients, who were in the same situation, grow their wealth.

Hello, I am Danny Han.

Buying, selling, and investing in properties are some of the biggest decisions in  life. With proper Property Wealth Planning™, one not only can acquire great wealth but also create passive incomes to achieve financial freedom.

I see my role more as a property consultant than just an agent. As everyone’s situation is different, I would chart out strategies based on my client’s profile and financial resources to achieve their goals.

Associate Deputy Group Director of Navis Living Group

CEA Registration No.: R012711Z

Agency License: L3009250K

Hello, I am Danny Han.

Buying, selling, and investing in properties are some of the biggest decisions in  life. With proper Property Wealth Planning™, one not only can acquire great wealth but also create passive incomes to achieve financial freedom.

I see my role more as a property consultant than just an agent. As everyone’s situation is different, I would chart out strategies based on my client’s profile and financial resources to achieve their goals.

Associate Deputy Group Director of Navis Living Group

CEA Registration No.: R012711Z

Agency License: L3009250K

Happy Customers

Shawn and Jun

“We have know Danny for quite a number of years because he specializes in Holland area and we sought his service when we bought our flat here. He is a very experienced agent with excellent market knowledge.

Though we were enjoying a good rental income for our HDB flat, he pointed out that our flat is already 20 years old and it is better to sell it at a good price while there is still good value. Danny got us a buyer in record time and a the price that we wanted – $1,000,000!

We had always wanted to upgrade to a condo but weren’t sure if we could manage financially, also we were held by the ABSD. Danny helped us through with some financial planning and after selling our flat, we were able to upgrade to a freehold private condo in D10. Our next step is to buy an investment property.

We are extremely thankful to Danny for helping us to fulfil our dream.”

Zainal and Zubaidah

“My wife and I were staying in an EM flat in Choa Chu Kang. With age catching up and knees beginning to hurt, we thought of downgrading to a smaller flat. My son-in-law referred Danny to me after finding him trustworthy when renting our their flat.

After sitting down with Danny to do some financial planning and exploring various options, we found it best to downgrade to a smaller flat to cash out for my retirement.

Danny arranged a day to visit our flat to arrange various furnitures to take some great photos for his marketing. The flat was sold within a short time at $20k above valuation. At the same time, he helped us to find a 4R flat next to the Choa Chu Kang MRT at below market price. After the contra sale we were able to have more than $200k for my retirement!

I was grateful to have Danny as my agent. He is very hardworking, calm, and collective.”

Property Wealth Planning

Safe & Systematic Solutions for Building Your Property Portfolio

property wealth planning

Property Wealth Planners™ are equipped with the most up to date and advanced financing & portfolio structuring techniques in the market. Always ensure that you are advised by trusted professionals in your journey towards financial freedom.

Property Wealth Planning

Let me help you achieve financial freedom safely and predictably.

Let me share with you over a limited period 1-time FREE and non-obligatory consultation.

Disclaimer: The case studies are for educational use only and we make no representation or warranties with respect to the accuracy, applicability, or completeness of its contents. Any forward-looking statements outlined in this landing page are simply our opinions, estimates, expectations or forecasts for future potential, and thus are not guarantees or promises for actual performance. As required by law, we can make no guarantees that you will achieve any results. Results will vary from case to case.

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